When I started importing goods from China to the UK—especially via sea freight—I quickly realized how important shipping insurance is. While it’s technically not required by law, it’s something I now always choose to include, especially for high-value or fragile goods.
Shipping from China to the UK, particularly by sea, takes 30 to 45 days, during which goods pass through multiple handling points and face risks like damage, loss, or even delays due to weather or customs issues. Insurance gives me peace of mind and protects my investment.
Why I Choose to Insure Sea Shipments
For ocean freight, the risk is higher than with air or express courier. Once, a container with my cargo was delayed and partially damaged in transit. Luckily, I had cargo insurance, which covered a large portion of the loss.
Now I use freight forwarders who offer marine insurance options or recommend third-party providers. It typically costs less than 1% of the goods’ value and can cover everything from fire and theft to mishandling.
Shipping from China to UK Time
- By sea: 30–45 days port-to-port
- By air: 5–9 days
If you’re using sea shipping, insurance becomes much more relevant due to the extended transit time and exposure to risk.

People Also Ask (PAA)
1. Is cargo insurance required when shipping from China to the UK?
No, but it’s highly recommended—especially for sea shipments where damage or loss is more likely.
2. How much does shipping insurance cost from China to the UK?
Usually between 0.3% to 1% of the total cargo value, depending on coverage level and provider.
3. Does insurance cover delays in sea shipping?
Most basic cargo insurance doesn’t cover delays—only loss or damage. You may need additional coverage for time-sensitive goods.
4. What happens if I don’t insure my sea freight shipment?
You’ll be responsible for any loss or damage. Carriers offer limited liability, often far below the actual cargo value.
5. Is insurance needed for small shipments or samples?
For low-value shipments, insurance might not be cost-effective. But for bulk orders or valuable items, it’s a smart move.